:root{
  --navy:#071a37;
  --navy2:#0b2547;
  --blue:#174c87;
  --gold:#caa64d;
  --gold2:#a77d24;
  --cream:#f7f2e5;
  --ink:#17243a;
  --muted:#667085;
  --line:#d9e0e8;
  --soft:#f6f8fb;
  --white:#fff;
  --success:#0d7b59;
  --danger:#b42318;
  --shadow:0 18px 50px rgba(7,26,55,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 40px));margin:0 auto}
.topbar{background:var(--navy);color:#dce6f3;font-size:13px;border-bottom:1px solid rgba(255,255,255,.08)}
.topbar .container{display:flex;justify-content:space-between;gap:20px;align-items:center;min-height:38px}
.topbar-info{display:flex;gap:22px;align-items:center;flex-wrap:wrap}
.topbar a{color:#fff}
.nav-wrap{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid #e7ebf0}
.nav{min-height:84px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:14px;min-width:260px}
.brand img{width:235px;height:auto}
.nav-links{display:flex;align-items:center;gap:29px;font-size:14px;font-weight:700;color:#27364b}
.nav-links a{position:relative;padding:31px 0 27px}
.nav-links a:after{content:"";position:absolute;left:0;right:100%;bottom:18px;height:2px;background:var(--gold);transition:.25s}
.nav-links a:hover:after,.nav-links a.active:after{right:0}
.nav-cta{background:var(--navy);color:#fff!important;padding:12px 18px!important;border-radius:8px}
.nav-cta:after{display:none!important}
.menu-btn{display:none;border:0;background:var(--navy);color:#fff;width:44px;height:44px;border-radius:8px;font-size:24px}
.hero{position:relative;background:var(--navy) url('../img/hero-bg.svg') center/cover no-repeat;color:#fff;overflow:hidden}
.hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,26,55,.08),rgba(7,26,55,.03));pointer-events:none}
.hero .container{position:relative;z-index:1;display:grid;grid-template-columns:1.35fr .8fr;gap:64px;align-items:center;min-height:650px;padding-top:72px;padding-bottom:72px}
.eyebrow{display:flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:800;color:var(--gold)}
.eyebrow:before{content:"";width:36px;height:2px;background:var(--gold)}
h1,h2,h3{font-family:Georgia,'Times New Roman',serif;color:var(--navy);line-height:1.15}
.hero h1{color:#fff;font-size:clamp(46px,5.4vw,76px);margin:18px 0 22px;max-width:800px;font-weight:700;letter-spacing:-.03em}
.hero h1 span{color:#e3c46f}
.hero p{font-size:18px;color:#d5dfec;max-width:720px;margin:0 0 34px}
.btns{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:49px;padding:0 22px;border-radius:7px;border:1px solid transparent;font-weight:800;font-size:14px;cursor:pointer;transition:.2s}
.btn-gold{background:var(--gold);color:#071a37}.btn-gold:hover{background:#d7b65f;transform:translateY(-1px)}
.btn-outline{border-color:rgba(255,255,255,.5);color:#fff;background:rgba(255,255,255,.04)}.btn-outline:hover{background:#fff;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}.btn-navy:hover{background:#0d2e5e}
.btn-light{background:#fff;color:var(--navy);border-color:#d6dee8}
.verify-card{background:#fff;color:var(--ink);border-radius:15px;padding:30px;box-shadow:0 28px 70px rgba(0,0,0,.23);border-top:4px solid var(--gold)}
.verify-card .shield-mini{width:58px;margin-bottom:16px}
.verify-card h3{font-size:27px;margin:0 0 8px}
.verify-card p{color:var(--muted);font-size:14px;margin:0 0 20px}
.input-group{display:flex;gap:8px}
.input-group input{flex:1;min-width:0;height:50px;border:1px solid #ccd5e0;border-radius:7px;padding:0 14px;font-size:14px;text-transform:uppercase;outline:none}
.input-group input:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(202,166,77,.15)}
.input-group button{white-space:nowrap}
.verify-note{margin-top:12px;font-size:12px;color:#7a8796;display:flex;align-items:center;gap:7px}
.trust-strip{background:#fff;border-bottom:1px solid #e7ebef}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);min-height:110px}
.trust-item{padding:24px 30px;border-right:1px solid #e5e9ef;display:flex;align-items:center;gap:14px}
.trust-item:last-child{border-right:0}
.icon-badge{width:45px;height:45px;border:1px solid #ddc67f;background:#fbf6e8;border-radius:50%;display:grid;place-items:center;color:var(--gold2);font-weight:900;font-size:18px;flex:0 0 auto}
.trust-item b{display:block;color:var(--navy);font-size:14px}.trust-item span{font-size:12px;color:var(--muted)}
.section{padding:92px 0}.section-soft{background:var(--soft)}.section-pattern{background:#fff url('../img/pattern.svg') repeat}
.section-head{display:flex;justify-content:space-between;align-items:end;gap:40px;margin-bottom:46px}
.section-head h2{font-size:44px;margin:10px 0 0;letter-spacing:-.025em}
.section-head p{max-width:580px;margin:0;color:var(--muted)}
.about-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:70px;align-items:center}
.about-art{position:relative;min-height:480px;background:linear-gradient(145deg,var(--navy),#123b70);border-radius:12px;overflow:hidden;box-shadow:var(--shadow)}
.about-art:before{content:"";position:absolute;inset:0;background:url('../img/hero-bg.svg') center/cover;opacity:.6}
.about-art img{position:absolute;width:185px;left:50%;top:50%;transform:translate(-50%,-50%);filter:drop-shadow(0 12px 20px rgba(0,0,0,.25))}
.about-art .quote{position:absolute;left:30px;right:30px;bottom:30px;background:#fff;padding:20px 22px;border-radius:10px;color:var(--navy);font-family:Georgia,serif;font-size:20px;border-left:4px solid var(--gold)}
.about-copy h2{font-size:45px;margin:12px 0 22px}.about-copy p{color:#5f6d7e}
.value-list{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:28px}
.value{padding:18px;border:1px solid #e0e5eb;border-radius:9px;background:#fff}.value strong{display:block;color:var(--navy);margin-bottom:5px}.value span{font-size:13px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:#fff;border:1px solid #e0e5eb;border-radius:11px;padding:27px;transition:.25s;position:relative;overflow:hidden}
.card:before{content:"";position:absolute;left:0;top:0;width:4px;height:0;background:var(--gold);transition:.25s}.card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.card:hover:before{height:100%}
.card .num{font-size:12px;font-weight:900;letter-spacing:.12em;color:var(--gold2)}.card h3{font-size:23px;margin:13px 0 10px}.card p{font-size:14px;color:var(--muted);margin:0}.card a{display:inline-block;margin-top:20px;color:var(--navy);font-weight:800;font-size:13px}
.callout{display:grid;grid-template-columns:1fr .65fr;background:var(--navy);border-radius:14px;overflow:hidden;color:#fff;box-shadow:var(--shadow)}
.callout-copy{padding:55px}.callout h2{color:#fff;font-size:42px;margin:10px 0 18px}.callout p{color:#d1dbe7}.callout-side{background:linear-gradient(145deg,#b88d2e,#d9b75d);display:grid;place-items:center;padding:40px;text-align:center;color:var(--navy)}
.callout-side img{width:115px;margin:auto auto 18px}.callout-side b{font-family:Georgia,serif;font-size:26px;display:block}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.step{position:relative;padding:28px 22px;background:#fff;border-top:3px solid var(--gold);box-shadow:0 8px 25px rgba(7,26,55,.07)}.step .stepno{font-size:36px;font-family:Georgia,serif;color:#e1c46e}.step h3{font-size:20px;margin:5px 0}.step p{font-size:13px;color:var(--muted)}
.page-hero{background:var(--navy) url('../img/hero-bg.svg') center/cover;color:#fff;padding:85px 0}.page-hero h1{color:#fff;font-size:52px;margin:13px 0 15px}.page-hero p{color:#d2ddea;max-width:700px}
.breadcrumb{font-size:13px;color:#c8d2df}.breadcrumb a{color:#e4c56d}
.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:48px}.contact-card{background:var(--navy);color:#fff;border-radius:12px;padding:38px}.contact-card h2{color:#fff;font-size:34px}.contact-item{padding:18px 0;border-top:1px solid rgba(255,255,255,.13)}.contact-item small{display:block;color:#d9bb66;text-transform:uppercase;font-weight:900;letter-spacing:.1em;margin-bottom:4px}.contact-item a,.contact-item span{color:#fff}
.form-card{border:1px solid #dde4ec;border-radius:12px;padding:38px;background:#fff;box-shadow:0 10px 35px rgba(7,26,55,.06)}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:13px;font-weight:800;color:var(--navy)}.field input,.field textarea,.field select{border:1px solid #cfd8e3;border-radius:7px;padding:13px 14px;font:inherit;outline:none}.field textarea{min-height:150px;resize:vertical}.field input:focus,.field textarea:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(202,166,77,.14)}
.verify-panel{max-width:870px;margin:0 auto;background:#fff;border:1px solid #dfe5ec;border-radius:13px;padding:42px;box-shadow:var(--shadow)}
.verify-panel h2{text-align:center;font-size:38px;margin:8px 0 10px}.verify-panel>.lead{text-align:center;color:var(--muted);margin-bottom:30px}
.alert{display:none;margin-top:18px;padding:14px 16px;border-radius:8px;font-size:14px}.alert.show{display:block}.alert.error{background:#fff2f0;border:1px solid #f6c5c0;color:var(--danger)}.alert.success{background:#edfdf7;border:1px solid #a8e3cb;color:var(--success)}
.policy-shell{background:#f5f7fa;padding:55px 0 85px}.policy-doc{background:#fff;max-width:1040px;margin:auto;box-shadow:var(--shadow);border-radius:10px;overflow:hidden;border:1px solid #dfe5ec}.policy-top{padding:34px 38px;border-bottom:1px solid #e1e6ec;display:flex;justify-content:space-between;gap:25px;align-items:flex-start}.policy-top img{width:235px}.policy-status{background:#ebfaf4;color:var(--success);border:1px solid #a9dfca;padding:9px 14px;border-radius:999px;font-size:12px;font-weight:900;display:inline-flex;align-items:center;gap:7px}.policy-status:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--success)}
.policy-title{padding:36px 38px 22px}.policy-title h1{font-size:38px;margin:8px 0}.policy-title p{color:var(--muted)}
.policy-meta{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:#dfe5ec;border-top:1px solid #dfe5ec;border-bottom:1px solid #dfe5ec}.meta{background:#f9fafb;padding:18px 20px}.meta small{display:block;font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:#7a8694;font-weight:900}.meta b{display:block;color:var(--navy);font-size:14px;margin-top:3px}.policy-body{padding:34px 38px 44px}.data-table{width:100%;border-collapse:collapse;margin:18px 0 30px;font-size:14px}.data-table th,.data-table td{border:1px solid #d7dee7;padding:13px 14px;text-align:left;vertical-align:top}.data-table th{background:var(--navy);color:#fff;font-size:12px;text-transform:uppercase;letter-spacing:.05em}.data-table tr:nth-child(even) td{background:#f8fafc}.label-table td:first-child{width:28%;font-weight:800;color:var(--navy);background:#f2f5f9}
.section-label{font-size:12px;color:var(--gold2);text-transform:uppercase;font-weight:900;letter-spacing:.12em}.policy-body h2{font-size:28px;margin:8px 0 15px}.downloads{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:18px}.download{display:flex;align-items:center;gap:12px;border:1px solid #dce3ea;border-radius:8px;padding:14px;background:#fff}.download:hover{border-color:var(--gold)}.download-icon{width:37px;height:37px;border-radius:7px;background:#f4edda;color:var(--gold2);display:grid;place-items:center;font-weight:900}.download strong{display:block;font-size:13px;color:var(--navy)}.download span{font-size:11px;color:var(--muted)}
.policy-footer-card{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center;background:#f8f4e8;border:1px solid #dfc576;border-radius:9px;padding:22px;margin-top:30px}.policy-footer-card p{margin:0;font-size:13px;color:#5f5a4b}.policy-footer-card img{width:100px}
.footer{background:#06152d;color:#c9d3df;padding-top:64px}.footer-grid{display:grid;grid-template-columns:1.15fr .7fr .7fr 1fr;gap:45px}.footer-logo{width:245px;background:#fff;border-radius:7px;padding:7px}.footer p{font-size:13px;color:#9eabba}.footer h4{color:#fff;margin:0 0 16px;font-size:14px}.footer a{display:block;font-size:13px;color:#b8c3cf;margin:8px 0}.footer a:hover{color:#e2c36e}.footer-bottom{margin-top:48px;border-top:1px solid rgba(255,255,255,.1);padding:20px 0;font-size:12px;color:#8897a7;display:flex;justify-content:space-between;gap:20px}
.muted{color:var(--muted)}.text-center{text-align:center}.mt-0{margin-top:0}.mb-0{margin-bottom:0}
@media(max-width:980px){
 .nav-links{position:absolute;left:0;right:0;top:84px;background:#fff;display:none;flex-direction:column;align-items:stretch;gap:0;padding:10px 20px 20px;border-bottom:1px solid #e2e7ee;box-shadow:0 20px 30px rgba(7,26,55,.08)}.nav-links.open{display:flex}.nav-links a{padding:13px}.nav-links a:after{display:none}.menu-btn{display:block}.hero .container{grid-template-columns:1fr;min-height:auto}.verify-card{max-width:560px}.trust-grid{grid-template-columns:1fr 1fr}.trust-item:nth-child(2){border-right:0}.about-grid,.contact-grid,.callout{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.policy-meta{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
 .container{width:min(100% - 28px,1180px)}.topbar .container{padding:8px 0;align-items:flex-start}.topbar-info:last-child{display:none}.brand img{width:205px}.nav{min-height:76px}.nav-links{top:76px}.hero .container{padding-top:52px;padding-bottom:52px;gap:38px}.hero h1{font-size:46px}.hero p{font-size:16px}.verify-card{padding:22px}.input-group{flex-direction:column}.trust-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid #e5e9ef}.section{padding:68px 0}.section-head{display:block}.section-head h2,.about-copy h2{font-size:36px}.about-grid{gap:38px}.about-art{min-height:390px}.value-list,.cards,.steps,.form-grid,.downloads{grid-template-columns:1fr}.callout-copy{padding:35px}.page-hero{padding:62px 0}.page-hero h1{font-size:42px}.verify-panel{padding:26px 20px}.policy-top{padding:24px;display:block}.policy-top img{margin-bottom:16px}.policy-title,.policy-body{padding-left:22px;padding-right:22px}.policy-meta{grid-template-columns:1fr}.policy-footer-card{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.data-table{font-size:12px}.data-table th,.data-table td{padding:10px}.label-table td:first-child{width:38%}
}